Wednesday, September 08, 2004

Now then, just so you thick heads really get a chance to understand the magnitude of what the WRENCH is doing to you each and every day, I'll give you a sample of some of the hundreds of emails I get from those links I gave you down below that you probably didn't even bother to go see what was on them.

I AM TRYING TO VERIFY THAT ARE LEGITE BEFOREI SEND THEM INSTALLMENT ON A SETTLEMENT. I HAD ACCOUNT WITH CELLULAR ONE WHICH IS NOW VERIZON. i HAD THIS PHONE IN MY NAME BUT IT WAS FOR MY SON. OF COURSE HE RAN THE BILL UP TO $1715.00 ONLY PAID PART OF IT. WE HAD ACTUALLY GOT THE BALANCE DOWN TO $855.00 AND PENATGROUP FINANCIAL, LLC (PENATGROUP) WANT TO SETTLE FOR $520.00

Actually I am home now and getting harassed. It is actually my current wife getting called at work and she was not invovled with the debt until she married me. Can they legally be calling her at her work even though she was not a party in the debt? The 3pcd is doing all the things stated in your webpage. I wish I know about it before hand.

Have Focus Receivables Management calling me about an Alltell account I don't have. I have never had an account with Alltell and don't owe them any money yet this agency has been harrassing me for months. Do you have any idea how to get them off my back.

Tri County Has three charge offs on my credit. I dont have a clue what they are and they are piddlely.
One is 20.00 jan 2000 Can you help

The reason why I am looking up collection agencies, I am receiving many unwanted calls from a collection agengy looking for a David, I just happen to have a son named David. My husband and I are the only ones who live here and a David does not and has not lived in our home for at least 10 years now. These people call day in and day out and on weekends and I tell them not to call however to no avail. I feel very harrassed and I feel it is very unfair my husband and I who have A+ credit or being harrassed by a collection agency who we have no dealings with.

number of agency called last 888-377-9750
RE: Bob Bank, 866-279-8830 RE: Diane Foster just to name only two.

i
am looking for the creditor called check first a division of accelerated receivable
solutions. could you please tell me how i can contact them by e-mail? i owe them
money and was wanting to ask a question
I am in the mortgage business for H&R Block and specialize in helping people with
less than perfect credit. I like to give additional cash out when refinancing
to pay off collections. If you don't mind emailing me a list of agencies so I
might contact them. My email address is Thank you for your
list. :) I am a single mom of three boys, working to clean up my credit so that
someday we can buy a house. I was beating my head against the wall when it came
to locating credit agencies. Then I found your list. Now I spend more time on
the phone with credit agencies than I do looking for their numbers. With your
help and my hardwork, I just might own that house I want in the next five years.
Again thank you so much. There
you have it. A picture of just a few emails I have received from people looking
for you scumbags for whatever reason. And here is the stock answer most of them
get back from me.
Are
you real sure you want to pay them off?? Here is why I ask that question. Paying
off your old debts is not the way to build good credit! Now then, I know that
is hard to imagine indeed, but thousands of people have learned that lesson the
hard way. They thought that it would help their credit but it only made it harder
to get new credit and when they did it cost them a lot more in interest charges.
Getting good credit means that you have no derogatory items on your credit file
at all. None whatever. If you want the absolute top best credit you must have
no derogatories whatever and a past history of 10 years of positive trade lines
without any late payments. Few indeed are the people who can achieve such pristine
credit levels. Did you know that any remark on your credit bureau reports is pure
poison to your credit reports? Did you know that paying them off will result in
them putting a notation on your credit reports that says "paid chargeoff" or "settled
for less" or maybe some other derogatory remark on your credit report? There are
several ways they say it but no matter how they say it, it is a derogatory remark
that can get you denied credit in the future and even if you do get credit it
will be at a greatly increased interest cost that will cost you an awful lot of
money over time? You need to stop thinking about how to pay them and start thinking
about how to protect yourself and your credit ratings. How to do that is what
I teach people. I teach them how to pay them safely in such a way that they have
no choice but to take it off your credit reports if they want the money. I also
teach people how to make them pay the bill and take it off your credit reports
instead of you having to pay them anything at all. I also teach people how to
answer motion for default and summary judgments and defeat their lawsuits at the
same time. I also teach people how to get their judgments vacated and get them
off their credit reports. If you want to learn to win the collections game you
need to send me an email asking me for my terms of service agreement. Here
is a funny little movie about the NCO debt collection agency
And
here is another little movie I think you will enjoy!
And you also need to
visit my websites at http://www.creditwrench.com
http://creditwrench.blogspot.com
http://pub50.ezboard.com/bcreditwrench
and get started learning how to do it the right way. Bill Bauer Creditwrench 405-616-7901
Now
do you begin to get the picture??? Or are you all too stupid to see the handwriting
on the wall????? Many of these people are coming to me to keep from getting hammered
by you guys. You lose, I win. Then there are the more than 200 court cases I have
helped people defend themselves against just this year alone. Not one of them
ever lost although in a few cases the judges have "taken it under advisement and
will rule from his chambers". Yeah, maybe so someday. Some judges have already
been sitting on the cases trying to figure out what to do with them for at least
6 months now. So now who is more dangerous to your so called "industry"?????

You people really need to get a life and stop dreaming up love-hate relationships here. It isn't a matter of a sick old man with no A/C and nothing better to do with his remaining days than fuck with your silly message board.

It is strictly business as usual kiddies and I'm winning and you are losing every day of the week.

And not only am I beating you out of money before you ever get a chance to get your hands on it but my students are beating your lawyers in court every day and still more of them are the ones that are filing big time lawsuits on you and winning them easily.

So like I have said before, wake up and smell the coffee.