Friday 06/11/04 3:23 AM Ummm... its called sarcasm. I'm not paranoid at all actually. My phone rings, I answer it. No big bad CA's waiting to serve me outside my house. If I was paranoid, it would be about getting a paperclip stick in my urethra, but thats a whole different message board. You lack perception Crowmom. You are also very self important and arrogant, which is going to be your downfall. Not only do you double quote yourself twice on our message board twice in 15 minutes (?) but you ignore letters from Sherman for a debt you ( :wink: wink) might know something about. ANY A-HOLE, THAT IGNORES LETTERS FOR A DEBT THEY KNOW IS VALID AND THEN GETS SUED AND DECIDES TO JUMP ONLINE AND RALLY THE TROOPS FOR COUNTERSUIT AND ALL THE VERIFICATION POMP AND CIRCUMCISION THEY CAN FIND, DESERVES THE WORST. I hope those lawyers knock your finances so far down your throat, you're gonna hafta drop your pants every time you write a check. You are deserving of what you get. The law is there to protect us from people like you, and thank god justice will prevail. Now if you wanna hoot and holler and tie things up with frivolous and expensive counterclaims, please do it somewhere else, because we got enough cows in Wisconsin tippin' over and they're worth a lot more than a $500 settlement. All this over a few hundred dollars?? OMG. Shouldn't you be at home teaching your children to use credit responsibly? Doesn't Fanny Mae's credit protection services come take kids away from homes like yours? As for wether or not I could collect from you? I don't want to. I don't want anything to do with someone like you that, yes, is knowledgable, and exploits the laws for his/her/IT's benefit. You have fun at borrowing and figuring out how not to pay back. I'll pass thanks.