Tuesday, April 26, 2005

Trolls and Debt collectors

Yesterday we saw a prime example of the deceit and misinformation debt collectors spread in any forum they possibly can. The following two posts to this forum by "Cartman" were actually by one of the scumbags of which I spoke. "Cartman", , "LawDog" "ISO more credit", "Enormis", "Enormis Debtor", "E. Normis Debtor" and untold numbers of equally false screen names are used by this particular to help spread his malicious garbage. Another trick he loves to use is a program called "Dingo anonymous remailer" which is a program which will allow anyone to spam all the newsgroups with whatever junk posts the dingo user might want to spam out. All of us hate spammers with a purple passion because they fill up our emails, our forums and our newsgroups with whatever unsolicited and often malicious garbage comes to their evil minds.

Cartman (or whatever fictitious name he happens to use next) is the epitome of that kind of person. Uncle Normie aka Cartman also totally and completely disregards Google's terms of service agreement as well as those of blogger.com in many ways. That blog he is so proud of was shut down once already by blogger.com and that is likely to happen again at any time.

He mentions pcmholdings.com which is a debt collector message board where these scumbags get together to beat up on each other and any hapless consumer who happens along to ask them some question or other, post obscene messages about their latest sexual encounters and fantasies.

Uncle Normie just loves to put up self serving polls asking silly questions about how great he is and how he is #1 in search engines and claims to have the worlds #1 ranking blog. Of course, anyone who is knowledgeable about blogs knows that can't possibly be anything but another big lie.

As I have said many times before, one can never trust anything a scumbag debt collector says and "Uncle Normie" aka "cartman", "Enormis", "Enormis Debtor" is undoubtedly the ultimate proof of that statement.



Reply

Recommend Message 2 in Discussion
From: Cartman

Another fraudulent post by Bill Bauer Creditwrench. The original is at PCMHOLDINGS.COM discussion forum. The original post was different. Another effort by Bill Bauer to mislead consumers.
www.creditwrench-thetruth.com



Reply

Recommend Message 2 in Discussion
From: Cartman

This is a fraudulent post by Billie Bauer AKA Bill Bauer of Creditwrench. The original had been edited. For more information see links at
www.creditwrench-thetruth.blogspot.com

also go to www.creditnet.com and search in discussions about creditwrench or Bill Bauer. Bill Bauer has done a number of questionable acts including faking a fire to urge decent folk to give donations to his PayPal account but he was caght. Don't trust Bill Bauer or Creditwrench.


He loves to bray about such things as the above claiming that I faked a fire to urge decent folk to give donations to my PayPal account. Truth of the matter is that I never asked anybody for a crying dime although somebody did get on creditnet and did such a solicitation even though it was without my knowledge or consent but since nobody ever sent me even one penny of donations as a result of the unwanted solicitation it really don't make any difference to anybody except this scumbag debt collector who just loves to spam egroups, message boards, blogs and newsgroups or anything else he can think of to protect his paycheck.

Never believe anything a debt collector says

Quote:
Originally posted by bbauer
Your advice is just a wee bit dangerous to say the least. You say: Not so! A defense based on Statute of Limitations must be raised by a defendant who makes proper and timely answer to the court upon notice of summons on motion of summary judgment and raises the question in open court. The court is convened and is in session to hear and act upon the motions of the movant party and is not obliged to raise questions or motions of defense for the defendant but is required to hear arguments and pleadings of the defendant if properly raised in court by the defendant.
howled out
"I actually burst out into laughter when I read this post from you bbauer. You are a complete idiot. Your post is like legal potpourri – you have heard of some legal terms and you just throw them around even though you obviously have no idea what they mean. Let’s address what you said.

You aren’t noticed a Summons, you are served a Summons. You have to file a RESPONSE to the summons, and a summons has nothing to do with a motion FOR (not of) summary judgment.

Strictly ludicrous. One does not answer a summons but rather one answers the complaint upon which the summons was issued. A summons is actually nothing more than a notice that a complaint has been filed against the defendant and demands that the defendant answer the complaint within a certain given number of days. The summons is the court's official notice to appear and answer the complaint.


The defendant would need to file a demurrer in this case, not a motion, do you know the difference? I’ll let you look it up. In the case of a Statute of Limitations issue the defendant would have no trouble winning a demurrer.
Quote:
Boiled down to it's essence, if the defendant does not raise the issue in defense the court will grant the motion of the plaintiff regardless of any other circumstance such as SOL. figuratively speaking it could be a 100 year old debt under a 1 year statute of limitations but if the SOL is not raised as a defense, it will make no difference whatever.
that he is howled out
Not true again. If the defendant lists the date of delinquency in the complaint as beyond the Statue of Limitations the court will reject the filing on its face. If they lie about the date of delinquency this can be addressed through a simple demurrer. You really need to stop giving people advice before somebody takes yours and gets hurt.

This debt collector went digging back through some old, old posts attempting to prove that I don't know what I am talking about and in the process made a priceless fool of himself. Of course, it is old "Uncle Normie" as usual but using another of his enormisly false screen names.

In the paragraph above he claims that if they lie about the date of delinquency that problem can be addressed through a simple demurrer. Well, since he suggests that I look it up, let us see what the Findlaw legal dictionary has to say about demurrer(s)

Anglo-French, from demurrer to file a demurrer, literally, to stay, dwell, delay, from Old French demorer, from Latin demorari to delay

: a plea in response to an allegation (as in a complaint or indictment) that admits its truth but also asserts that it is not sufficient as a cause of action
(compare confession and avoidance)
Note: Demurrers are no longer used in federal civil or criminal procedure but are still used in some states. General demurrers are replaced in the Federal Rules of Civil Procedure by motions to dismiss for failure to state a claim on which relief may be granted. Special demurrers are replaced by motions for more definite statement. In the Federal Rules of Criminal Procedure, a motion to dismiss or to grant appropriate relief takes the place of a demurrer. Demurrers are sometimes used to question a court's jurisdiction.


demurrer to the evidence
: a demurrer that asserts that the evidence is not sufficient to create a question of fact for the jury to decide


general demurrer
: a demurrer that challenges the sufficiency of the substance of allegation


special demurrer
: a demurrer that challenges the structure or form of an allegation as uncertain or ambiguous
Note: A special demurrer must specify the defect in the allegation.

The first part of the given definition is:
: a plea in response to an allegation (as in a complaint or indictment) that admits its truth but also asserts that it is not sufficient as a cause of action

Ok, first of all why would we want to make a plea in response or either admit or deny the allegation? We do not ever want to admit or deny anything if we can avoid doing so. Also, we do not want to assert anything about it's sufficiency as a cause of action for the simple reason that doing so would be an admission that a cause of action exists in the first place. Since we are talking about a debt that is outside the statute of limitations thus outlawed then no cause of action now exists. Obviously no demurrer fits such a case but debt collector wanna be lawyers think they know it all but in reality know nothing at all nor can they be believed since the only thing they are good at is outright lies, fibs, falsehoods, misinformation and other chicanery.

On top of that is making light of what others who are obviously knowledgeable have to say yet does not know that demurrers have fallen into general disuse in most jurisdictions both federal and state.

As I correctly pointed out, debt collectors are know nothing scumbags whose only goal is to discredit those who are knowledgeable, willing and able to help people who need help resolving their problems. They infest almost every message forum on the internet today spreading their false and malicious misinformation by whatever means possible in order to frustrate debtors and seemingly leave them with no other option than to pay them. They have one thing in mind and only one thing in mind and that is their paychecks.

Debt collectors regularly infest popular message forums attempting to discredit others and you should ignore their so called advice because they are most likely nothing more than another scam artist debt collector purportedly offering his "advice" for free. This has been proven time and time and time again.

Those who go about message forums discrediting others are never actually doing it for free or out of the goodness of their hearts but rather because they have their own agenda to pursue.

Beware of debt collectors as they are always far worse than the big bad wolf of Little Red Riding Hood fame ever thought of being.