PCMHOLDINGS says you gotta do what you gotta do

Originally posted on this forum

Hey, Wrench, I have a
Submitted by Derek on Mon, 09/11/2006 - 6:43pm. *new

Hey, Wrench, I have a surprise for you:

It was ME that did all the things you are accusing Normie of. I don't want Normie taking credit for my hard work in getting you banned from forums all across America. As to my methods, well one has to do what one has to do when fighting the enemy.

Oh, and one more thing: Normie is NOT in California....that's ME.

As for Glook, he can click on Normie's link about you, Wrench, and he can learn all about your scams and cons.

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Well, Derek, you didn't post this obviously ludicrous statement on the blog he keeps trying to get everybody to go to, did you?
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"Read anything posted by Creditwrench CEO Billie Bauer anywhere on the internet, send me an email, and I will be happy to cite the necessary authority to prove that what Creditwrench CEO Billie Bauer has posted is false and misleading."
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Anybody with any common sense at all will instantly realize that he can't possibly back up that boast. And that alone should be more than enough to warn anybody that anything on that blog is likely to be just as false and misleading and if they actually do go there they will quickly realize that fact.

Half truths and outright lies made to look like there might be some truth to it.

And your own statement above tells the whole story. You and your pals are debt collectors and you full well realize that anyone or anything that threatens your livelihood and your industry must be dealt with in anyway possible.

My public statement(s) that debt collectors are actually America's most wanted criminals is one that is starting to get an great deal of attention here on the internet and probably lots of other places as well. While that may seem a pretty far fetched statement in itself at first glance, let's examine the logic behind it and see just how far fetched it is.

1. According to many quotes including those put out by various members of the collection industry and the press there are more than 150,000 people working in the collections industry today. Some sources now say more than 162,000 people are employed in the collections number and most sources say that number is growing every day. Most likely the truth is that nobody will ever be able to know exactly how many are employed as debt collectors at any given time.

2. Most of those so employed actually break the law(s) in one way or another each and every day. Their infractions may be great or they may be pretty minor, simple mistakes of omission that anyone might make anytime, but violations none the less.
Some of those violations are extrememly serious such as failure to pay creditors for money collected from debtors. Stealing money from their employers in other words. Many of those so employed are actual criminals with prison records or long arrest records for whatever felony crimes they have committed. It makes no difference how you break the law or how serious the violation is or whether or not the violator was caught and convicted of anything, he is still a criminal if he breaks the law.

Debt collection companies have no qualms about breaking our laws because the chances of getting nailed for it are slim and even if they are caught and fined the fine is of such a small amount that it amounts to no more than a slap on the wrist. Even a fine of $1.5 or so million dollars is nothing to a company like NCO or ALLIED or Sherman Acquisitions or any of the large agencies who make a lot more money than that. What is a fine of say $1.5 million to a company making more than $100 million a year? Nothing at all. The only thing that even comes close to hurting them is the adverse publicity and that not much.

3. Debt collectors usually like to hide their physical address or other contact information from debtors and the public. Why? One reason is that when the debt collector calls he don't want to wait for his money. He wants it paid by online check or credit card right then and there. If a debtor wants the contact information he has to dig it out of them and that is often not easy to do.

That "hiding" causes untold hundreds of people to have to hunt them down every day
who actually need and want to pay them off but can't find them to do so. I can easily prove that fact because I have many websites out there such as THIS ONE which is nothing but lists of contact information for thousands of collection agencies all across America and even some in Canada and other countries. They are compliled into lists alphabetically and by phone number and by the state that they have offices in.

Those websites get hundreds of visits every day and there are a lot of other websites out there with similiar information who are also getting lots of hits.

Law enforcement officials are also out there trying to hunt them down so that they can be brought to justice. I know that to be a fact because I often get calls from various law enforcement agencies from around the country wanting to know if I can help them find some collection agency or other.

4. I say that easily makes debt collectors like you America's Most Wanted Criminals and I think most people who ever had to deal with a debt collector would tend to agree with me when I make that statement.

Most people are not aware of all of the stories about criminal debt collectors and the violations they commit every day. Stories put out by such reliable sources as The Boston Globe, KDKA TV, Channel 6 in Denver and many, many more all across America but I'm starting to put together a compendium of those stories which will be put on a new website featuring all the stories I can find about America's Most Wanted Criminals.

So, by your own admission, we now have the truth about why you, Normie or E. Normis Debtor (or whatever fake and fictious name he chooses to use) are doing all you possibly can to discredit me and make me look like a fool. And if you can do that to me then you can also do the same to all other message boards or anybody who really presents a credible threat to your so called "industry".

In your own words, you, Normie and the rest of your crowd will stop at nothing to defame, discredit, flame or do whatever it takes to put me out of business and then you will obviously move on to do the same to anyone else who tells the public what criminals you and your "industry" really are and how to deal with your abusive collection practices in an effective manner.

You have tried to do the same to Bud Hibbs and are continuing to do so and you are trying to do the same thing to a few others, most of whom present no real threat to your "business."

But the truth hurts and it will keep on hurting because what you don't seem to realize is that the only thing that will keep me from effectively telling the story about the industry is for you to actually come to Oklahoma City, put a gun to my head and pull the trigger and it would probably surprise nobody to learn that you have actually threatened to come to Oklahoma City and "pay me a little visit". You actually did that right on the pcmholdings forum not long ago. There have been other such statements on your PCMHOLDINGS.com forum as well, probably also by you and your other false screen names.

So if I turn up dead one of these days it will surprise nobody at all. But your problem is that I'm not going to go away until the day I die. No amount of false and misleading statements about me is going to change the fact that you can't win the battle. My words will remain long after I am dead and gone too and you can't break me financially either no matter what you do.

The only way to win is to clean up your industry and you don't have the power to do that either.

So just keep on with your slimy tricks and bad mouthing me. Most people are getting the message no matter what you do or say.

And count on the fact that I'm going to use what you have said against you so people learn what they are dealing with. I'm using your own statements against you to prove what a fraud you and your "Normie" really are.

Creditwrench-thetruth