They even call at midnight

Fred and Martha were suddenly awakened from a sound sleep by a midnight call from an abusive debt collector who demanded immediate payment and threatened jail if they didn't pay an old debt. The next day, Martha's co-worker received a call at work from the same collector who told her he was trying to reach Martha to collect a debt from that deadbeat! Later he called Fred and Martha's home and spoke to one of their younger children telling her that they'd lose their home if her parents didn't pay. -- All these tactics are against the law. Fight Back! Keep good records of all calls, letters or other contacts by a debt collector.