E. Normis Debtor
Senior Member

Posts: 263
Joined: Jun 2004

Monday 08/16/04 2:02 PM (NEW!)

This one seemed particularly effective. Of course he's in prison now.

What happens to crooked debt collectors

5 debt collectors sentenced to prison for bank fraud

# erchant Capital Hit With SEC Complaint For Selling Unregistered Securities
# Former Industry Executive Richard Schultz Sentenced To Prison
# Former Commercial Financial Services EVP Jones Pleads Guilty
# United Recovery Systems Fined $240,000 As US FTC Goes Loony
# Court Says Skip Tracer Universal Communications Broke Collection Law
# Unger & Associates Executives Indicted On Student Loan Recovery Fraud
# The Credit Store Settles Class Action Lawsuit For $370,000
# National Credit Systems Sues Michigan National Bank
# Rupp & Associates Received Baltimore County Funds Improperly
# American Collection Association Owner Admits Fraud
# FTC's Annual Fair Debt Collection Practices Act Report
# Performance Capital Management Fined $2 Million By FTC
# Dunning Letter Only Services Are Possible FDCPA Violation
# $1 Million In Client's Money Missing At Debt Collection Law Firm
# National Financial Systems To Pay $20,000 To Settle FTC Suit


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If the bona fide error defense were interpreted as broadly as defendant suggests it should be, then every debt collector could avoid the FDCPA by simply asserting that it believed its offending conduct did not violate the Act. (CAPUTO v. PROFESSIONAL RECOVERY SERVICES, INC)

On Art of Credit that will probably be true but not on CREDITWRENCH.

The Wrench has never lost a case yet.
So wake up and smell the coffee.


Derek
Senior Member

Posts: 367
Joined: Mar 2004


Friday 08/20/04 8:06 AM (NEW!)

Diva, your debtor's requests are straight from the AoC textbooks.

...see what I mean, fellas? This kind of crap is going to become the NORM in the next few years. The proliferation of boards like AoC are giving debtors some temporary reprieve, but if CA's fight back in spending a bit of money in suing these idiots to squash their growing ranks, then a few stories on AoC and other boards in which these smart-ass debtors feel the consequences of their actions should serve to inhibit a few more from AoC'ing their creditors.

Diva, your response to this moron debtor is perfect, and YES, you CAN continue to collect after providing the information you have stated along with the letter. However, you need to teach this AoC-trained turd a lesson and slap her with an immediate suit if you can (assuming the balance warrants it).

I have a feeling that once you provide the debtor with the materials and letter, we're all going to see the matter turn up on AoC under "WTF do I do NOW ???" and all her AoC crony-crooks will jump all over this .....

it will make for some entertaining reading over there....

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"It is apparent that the dispute is FRIVOLOUS and/or IRRELEVANT" - Trans Union's written reply to an AoC debtor, July 2004.